Payment System
Learn about payment modes, supported currencies, and transaction processing.
Payment Modes
Merso supports two primary payment modes to give your users flexibility in how they pay.
Upfront Payment
Users pay the full amount immediately. Ideal for lower-priced items and users who prefer one-time transactions.
PNPL (Play Now Pay Later)
Split the payment into weekly installments. Great for higher-priced items to increase conversion rates.
How PNPL Works
1
First Payment
50% upfront
2
Item Delivery
Instant Access
3
Weekly Payments
Auto-charged
4
Complete
Full Ownership
💡 Example
A $100 NFT with PNPL: User pays $50 upfront and receives the wNFT immediately for gameplay. The remaining $50 is charged in weekly payments. Once complete, the user receives full ownership of the original NFT.
Payment Methods
| Method | Type | Upfront | PNPL |
|---|---|---|---|
| Crypto (Native) | ETH, MATIC, SOL, BNB | ✓ | ✓ |
| Stablecoins | USDC, USDT | ✓ | ✓ |
| Credit Card | Visa, Mastercard | ✓ | ✓ |
| Apple Pay | Digital Wallet | ✓ | ✓ |
| Google Pay | Digital Wallet | ✓ | ✓ |
Supported Tokens
| Token | Chain | Contract |
|---|---|---|
| USDC | Ethereum, Polygon, Arbitrum | Native USDC |
| USDT | Ethereum, Polygon, BSC | Native USDT |
| ETH | Ethereum, Arbitrum | Native |
| MATIC | Polygon | Native |
| SOL | Solana | Native |